HOMEOWNERS NEW BUSINESS
We have re-opened binding authority to homes built 40 years and newer. Please note that homes built 26 years or older will require a minimum dwelling amount of $200,000. Homes built 41 years or older will require a satisfactory 4-point inspection submitted to the Underwriting department prior to binding coverage. Please email 4-point inspections to leog@westpointuw.com or kathyk@westpointuw.com for review. Additional zip codes have been re-opened in select areas.
MOBILE HOMEOWNERS RATE INCREASE
Effective July 11, 2012 all new business and renewal mobile home policies will be subject to a statewide rate increase of approximately 3%.
REMINDERS
Please do not email policy change requests to individual Underwriters. Send all requests to endorsements@westpointuw.com unless you need something processed immediately for a closing.
Please be sure to indicate the year the roof was updated on page 5 of the application regardless of the year of home. Composition shingle roofs must have been replaced within 15 years for the homeowners program. A licensed roofer’s inspection will be required for roofs which are 15 years old certifying the roof has at least three years remaining in its life expectancy to be written as new business or renewed.
If a manufactured home is titled as Travel Trailer it does not qualify for our park model program.
The water control device discount is available for our homeowners and mobile home program. This credit can save customers 3%-5% on their annual non-hurricane premium. For more information regarding the water control device or to become a distributer please contact Ted Jerger at 727.804.9583 or visit http://jergerllc.com/.

